Should I prepay my funeral?
Prepaying is a personal choice. Prepaid funeral funds go into an account in your name and are held until the time of death. Interest accumulates tax free in your funeral account. This interest goes towards your funeral whenever you die. Regardless of price increases to your arrangements at the time, you will not pay more. If the price increases are greater than the accumulated interest, we cover the difference. If the price increases are less, we return the difference to your estate. The benefits are that you take care of your own funeral, if that's something you are in a position to do. We also offer time payment options from over several months to over ten years, instead of paying all at once
I see funeral plan commercials on television and sometimes even get direct mail ads. What are these plans?
Current advertising campaigns on television and unsolicited contact by insurance agents at your home may be confusing. Some agents sell what they call final or funeral expense plans. Purchasing a policy, regardless of what it is called, from an independent insurance broker will NOT guarantee your funeral costs. Only arrangements made through a licensed funeral home have price guarantees. Always talk to a licensed funeral director to be sure you understand what you have purchased.
What if I die away from home?
James Reid Funeral Home offers "Safe Return," a travel insurance plan, that will pay all of the costs of returning home if you should die more than 100 kms from your principal residence. It is a one-time cost of $499 that provides repatriation of your body and the travel expenses of a companion. If a death occurs away from home, call the number on the travel tag provided and all the details will be taken care of by the same repatriation firm that our military employs.
Can I preplan on your website?
James Reid Funeral Home is pleased to offer you the convenience of starting your funeral plan from our website. Please click on Arrange Online to begin placing your personal information on file with us. We will create and maintain a confidential file for you at the funeral home with the submitted information. Please note this does not complete your prearrangement and I will be in touch with you to do so. It is also necessary that your Executor or a family member know that you have chosen James Reid's.
